Can You Pay for Meals at a Restaurant Using a Target Visa Gift Card?

The simple answer to the question as to whether you can pay for meals at a restaurant using a Target Visa gift card is ‘yes’. But of course, there are caveats.

First of all, the restaurant needs to be one that accepts payments through cards. So you find that there are some restaurants that don’t accept payments through cards (including those that only accept cash payments). Admittedly, the number of such restaurants [that don’t accept payments through cards] is falling with each passing day. Nonetheless, there are a few restaurants out there that still have a policy of not accepting card payments. And if you are in such an establishment, then the question of paying for meals using your Target Visa gift card wouldn’t arise.

Secondly, the restaurant you are dining at needs to be in one of the nations where Target Visa gift card payments are allowed to go through. At the time of writing this article, Target Visa gift cards were only allowed to go through for merchants based in the United States and in the District of Columbia. So if the restaurant you are dining at is in either the United State nor the DC, you won’t be in a position to pay for them using the Target Visa gift card.

Thirdly, your Target Visa gift card needs to have enough money to pay for the meals. You may be at a restaurant that accepts payments through cards, and you be in the United States or the District of Columbia. But if your card doesn’t have enough funds, you obviously won’t be in a position to pay for meals using it. That is why it is a good idea to visit the Target Visa gift cards portal (as described at, to check your gift card’s balance, before attempting to use it to pay for meals at a restaurant.

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